High interest savings rates
Unrestricted Membership from around the World
Access to Loans with flexible repayment and terms
Decentralised Insurance to protect assets and investments
In the News
Xend Finance on the media
"Binance Labs-Backed 'DeFi Credit Union' Bringing Higher Yields to Savers..."
"Nigeria's Xend Finance Secures $1.5 Million Funding"
"Xend Finance, a Nigerian Startup, Announces the First-Ever DeFi Platform for Credit Unions..."
"Nigeria's Xend Launches Decentralised Finance Platform After Securing $1.5m Funding"
Ways to Save with Xend Finance
Save with a Credit Union
Get started by creating a Credit Union and inviting members to join you.
Saving as an Individual
Set a goal and we'll help you with the rest
Invest on a schedule
Automatically stake savings on DeFi Networks
Save in Stable currency
Earn interest and tokens on your savings
Saving means Earning
Where funds will be staked...
More coming soon
Building with Binance Smart Chain
Interoperability: cross-chain communication with all the blockchains.
Fast throughput: heterogeneous sharding
High security: POS relay chain
Governance: on-chain governance
How it works
How does it works behind the scenes?
Frequently Asked Questions (FAQ)
Have a question about Xend finance?
DeFi includes a range of decentralized financial instruments and mechanisms.
These include stable coins, lending protocols, security tokens, derivatives, exchanges, and more.
Many DeFi systems enable liquidity providers to earn interest on their collateral via a variety of different reward mechanisms.
Staking cryptocurrency means you are holding cryptocurrency to verify transactions and support the network. In exchange for holding the crypto and strengthen the network, you will receive a reward. You can also call the reward an interest. With staking you can generate a passive income by holding coins. Besides that you receive a reward, you can earn extra when the coin increases in value.
Your savings are staked automatically on Other DeFi platforms using instruments that give the best returns. You don't have to do anything. It is automatically handled by the platform.