Xend Finance Logo
Xend Finance
DeFi Platform for Credit Unions and Cooperatives
Credit Unions and Cooperatives anywhere in the world can now channel capital into savings and earn higher interest in stable currencies.
Credit Unions and Cooperatives anywhere in the world can now channel capital into savings and earn higher interest in stable currencies.
app
app
Backed by:


We are backed by the best:
Up to
15% APY
High interest savings rates
unrestricted membership
Unrestricted Membership from around the World
loans
Access to Loans with flexible repayment and terms
protect
Decentralised Insurance to protect assets and investments
In the News
Xend Finance in the media
"Binance Labs-Backed 'DeFi Credit Union' Bringing Higher Yields to Savers..."
Read more
"Nigeria's Xend Finance Secures $1.5 Million Funding"
Read more
"Xend Finance, a Nigerian Startup, Announces the First-Ever DeFi Platform for Credit Unions..."
Read more
"Nigeria's Xend Launches Decentralised Finance Platform After Securing $1.5m Funding"
Read more
Ways to Save with Xend Finance
saving group
Save with a Credit Union
Get started by creating a Credit Union and inviting members to join you.
saving myself
Saving as an Individual
Set a goal and we'll help you with the rest
Invest on a schedule
Automatically stake savings on DeFi Networks
Save in Stable currency
Earn interest and tokens on your savings
Saving means Earning
Where funds will be staked...
compound
Compound
polka dot
Maker
matic
Aave
More coming soon



why Binance Chain

Building with Binance Smart Chain
check
Interoperability: cross-chain communication with all the blockchains.
check
Fast throughput: heterogeneous sharding
check
High security: POS relay chain
check
Governance: on-chain governance
How it works
Staking assets...
How does it works behind the scenes?
how it works
Save Funds as Individual or as a Credit Union
You can set your individual savings target and save towards it or save with a Credit Union. Save automatically at periodic intervals and also get reminders when it is time to save.
how it works
Stake Funds on DeFi Networks
Your savings are converted to stable currencies and staked on Staking and Lending platforms so that you can earn compound interest on your savings. The platforms include: Compound, Aave, Maker, etc.
how it works
Earn interest on your savings
You earn a multilevel interest on your savings. The interest is compounded and is staked using instruments that give the best returns on your savings deposit.
how it works how it works how it works
Save Funds as Individual or as a Credit Union
You can set your individual savings target and save towards it or save with a Credit Union. Save automatically at periodic intervals and also get reminders when it is time to save.
Stake Funds on DeFi Networks
Your savings are converted to stable currencies and staked on Staking and Lending platforms so that you can earn compound interest on your savings. The platforms include: Compound, Aave, Maker, etc.
Earn interest on your savings
You earn a multilevel interest on your savings. The interest is compounded and is staked using instruments that give the best returns on your savings deposit.
Frequently Asked Questions (FAQ)
Have a question about Xend finance?
DeFi includes a range of decentralized financial instruments and mechanisms.
These include stable coins, lending protocols, security tokens, derivatives, exchanges, and more.
Many DeFi systems enable liquidity providers to earn interest on their collateral via a variety of different reward mechanisms.
Staking cryptocurrency means you are holding cryptocurrency to verify transactions and support the network. In exchange for holding the crypto and strengthen the network, you will receive a reward. You can also call the reward an interest. With staking you can generate a passive income by holding coins. Besides that you receive a reward, you can earn extra when the coin increases in value.
Your savings are staked automatically on Other DeFi platforms using instruments that give the best returns. You don't have to do anything. It is automatically handled by the platform.